[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.fontesh.cz\/uverova-smlouva\/#Article","mainEntityOfPage":"https:\/\/www.fontesh.cz\/uverova-smlouva\/","headline":"\u00dav\u011brov\u00e1 smlouva","name":"\u00dav\u011brov\u00e1 smlouva","description":"\u00dav\u011brov\u00e1 smlouva fahd.cz je jeden z nejd\u016fle\u017eit\u011bj\u0161\u00edch dokument\u016f p\u0159i uzav\u00edr\u00e1n\u00ed \u00fav\u011bru. Smlouva m\u00e1 v\u017edy dv\u011b strany v tomto p\u0159\u00edpad\u011b dlu\u017en\u00edka, […]","datePublished":"2019-09-16","dateModified":"2023-05-15","author":{"@type":"Person","@id":"https:\/\/www.fontesh.cz\/author\/#Person","name":"","url":"https:\/\/www.fontesh.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/9650bad63f840fe2951db83904c5d1edf6fafb8283b72071d80cdc2088366373?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9650bad63f840fe2951db83904c5d1edf6fafb8283b72071d80cdc2088366373?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"fontesh.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.fontesh.cz\/wp-content\/uploads\/img_a352592_w1722_t1567072491.jpg","url":"https:\/\/www.fontesh.cz\/wp-content\/uploads\/img_a352592_w1722_t1567072491.jpg","height":0,"width":0},"url":"https:\/\/www.fontesh.cz\/uverova-smlouva\/","about":["Pen\u00edze"],"wordCount":408,"articleBody":"        \u00dav\u011brov\u00e1 smlouva fahd.cz je jeden z nejd\u016fle\u017eit\u011bj\u0161\u00edch dokument\u016f p\u0159i uzav\u00edr\u00e1n\u00ed \u00fav\u011bru. Smlouva m\u00e1 v\u017edy dv\u011b strany v tomto p\u0159\u00edpad\u011b dlu\u017en\u00edka, tedy \u017eadatele a na druh\u00e9 stran\u011b stoj\u00ed v\u011b\u0159itel, jako\u017eto poskytoval finan\u010dn\u00edch prost\u0159edk\u016f. Tento typ smlouvy je v praxi sjedn\u00e1v\u00e1n ji\u017e jako dohoda mezi dlu\u017en\u00edkem a v\u011b\u0159itelem o poskytnut\u00ed p\u0159\u00edslu\u0161n\u00e9 finan\u010dn\u00ed \u010d\u00e1stky, s t\u00edm, \u017ee se dlu\u017en\u00edk zavazuje, \u017ee dlu\u017enou sumu splat\u00ed. Jako ka\u017ed\u00e1 jin\u00e1 smlouva, tak i tato mus\u00ed obsahovat povinn\u00e9 n\u00e1le\u017eitosti, bez kter\u00fdch je neplatn\u00e1. Sou\u010d\u00e1st\u00ed smlouvy jsou samoz\u0159ejm\u011b i podm\u00ednky, pr\u00e1va a povinnosti pro ob\u011b zastoupen\u00e9 strany. Ve spojitosti s \u00fav\u011brovou smlouvou se m\u016f\u017eeme v praxi setkat je\u0161t\u011b s term\u00ednem nap\u0159\u00edklad Smlouva o \u00fav\u011bru, je to v\u0161ak tot\u00e9\u017e. Jak\u00e9 dal\u0161\u00ed n\u00e1le\u017eitosti mus\u00ed tedy smlouva obsahovat? Pat\u0159\u00ed mezi n\u011b, identifika\u010dn\u00ed \u00fadaje obou stran (jm\u00e9no, p\u0159\u00edjmen\u00ed, rodn\u00e9 \u010d\u00edslo, trval\u00e9 bydli\u0161t\u011b aj.), sjednan\u00e1 v\u00fd\u0161e \u00fav\u011bru v korun\u00e1ch, v\u00fd\u0161e \u00faroku v procentech a v\u00fd\u0161e \u00farokov\u00e9 sazby t\u00e9\u017e v procentech, RPSN, vy\u010d\u00edslen\u00ed dal\u0161\u00edch poplatk\u016f, doba splatnosti, datum a podpis obou stran. Ve smlouv\u011b v\u0161ak mohou b\u00fdt uvedeny je\u0161t\u011b dal\u0161\u00ed \u00fadaje, mezi kter\u00e9 pat\u0159\u00ed nap\u0159\u00edklad zp\u016fsob zaji\u0161t\u011bn\u00ed \u00fav\u011bru, \u00fa\u010del \u00fav\u011bru, sankce a pokuty, p\u0159\u00edpadn\u011b dal\u0161\u00ed podm\u00ednky \u010di povinnosti. Sou\u010d\u00e1st\u00ed smlouvy, \u010dasto jako p\u0159\u00edloha jsou tak\u00e9 V\u0161eobecn\u00e9 obchodn\u00ed podm\u00ednky, a je jedno, jestli je \u00fav\u011br sjedn\u00e1n u bankovn\u00ed \u010di nebankovn\u00ed spole\u010dnosti. P\u0159ed podpisem \u00fav\u011brov\u00e9 smlouvy si v\u0161e v klidu p\u0159e\u010dt\u011bte a projd\u011bte, nepodce\u0148te i V\u0161eobecn\u00e9 podm\u00ednky. Lid\u00e9 je \u010dasto podce\u0148uj\u00ed a pak jsou v pr\u016fb\u011bhu \u010derp\u00e1n\u00ed \u00fav\u011bru n\u011b\u010d\u00edm p\u0159ekvapeni, pr\u00e1v\u011b jen kv\u016fli tomu, \u017ee si to podm\u00ednky d\u016fkladn\u011b nepro\u0161li. V \u017eivot\u011b je to velk\u00e9 rozhodnut\u00ed, a jist\u00fd i hrb na z\u00e1dech, kter\u00fd si \u010dasto ponesete \u0159adu let. Tak a\u0165 je pro v\u00e1s spl\u00e1cen\u00ed co nejp\u0159\u00edjemn\u011bj\u0161\u00ed. Pokud m\u00e1te n\u011bjak\u00e9 dotazy, tak se nebojte zeptat, poskytovatel dan\u00e9ho \u00fav\u011bru v\u00e1m v\u0161e velice r\u00e1d vysv\u011btl\u00ed a zodpov\u00ed na v\u0161echny va\u0161e dotazy.                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u00dav\u011brov\u00e1 smlouva","item":"https:\/\/www.fontesh.cz\/uverova-smlouva\/#breadcrumbitem"}]}]